Don’t Make these Property Cleanup MistakesIt’s understandable that if your property suffers damage, you want to do what you can to put your life back together. However, that’s one of the biggest mistakes homeowners make–making repairs. Of course, you want to make repairs right away. But, the insurance adjuster must see and document the damage as an uninterested third-party.
If your home ever is damaged in a fire or a natural disaster, filing a home insurance claim probably won’t be an experience to which you’ll look forward. When you’re already in a stressful situation, it’s important to avoid making costly mistakes while dealing with your insurer. —Insure.comWhile this definitely sounds counter-intuitive (and it is), by repairing stuff right away, you essentially make any legitimate, potential moot. In other words, the damage must be documented by the insurer or a representative. Otherwise, you’ve already taken care of the problems. Even more confusing is the fact you often have a mandatory duty to prevent more damage. Meaning, if there’s a tree which is ready to fall onto your roof, you can’t let it happen. Take plenty of pictures and notes. Then, take down the tree.
Biggest Panama City Beach Property Cleanup Mistakes People MakeWhen you make repairs, you are essentially erasing what occurred and there’s no way for someone that’s unfamiliar with what happened to completely grasp the scope of the damage. Here are some more mistakes made during property cleanup:
- Not preventing more damage from occurring. While you should not “fix” what’s already broken, you should prevent more damage from occurring. While insurers will pay legitimate claims, if you don’t take steps to prevent further damage, they won’t pay more.
- Document everything and anything. Of course, the insurance company will want proof (which is why an adjuster is necessary). Take plenty of pictures and keep all your receipts, as well as estimates from contractors.
- Letting their property damage linger. When it’s been documented and the adjuster has seen the damage, it’s time to call-in a junk hauling and removal service to professionally cleanup your property.